FloPay
SOLUTIONS

Every way you'd want to take payment.

In-store, online, on the road, recurring. Clover, Dejavoo, Verifone, Authorize.net, NMI — we integrate with what you already use, or set you up clean from scratch.

POS terminals
Clover, Micros, Union, Genius, Dejavoo. Free hardware, EMV chip, contactless, Apple Pay. Ships configured.
Online gateway
Hosted checkout or full API. Authorize.net, NMI, Fluid Pay supported. SDKs for every stack.
Recurring billing
Subscriptions, payment plans, dunning. Automatic retries on declines. Card updater built in.
Fraud & risk
AI fraud detection, AVS, CVV, 3-D Secure 2. Chargeback management included.
ACH & B2B
Direct bank transfers, level 2/3 data for B2B. Lower interchange on commercial cards.
PCI compliance
PCI DSS Level 1 vault and tokenization. We handle compliance — you stop scoping it.
Dedicated support
Named US-based rep on every account. Phone + email + Slack on request.
Same-day funding
Batch by 4pm ET, hit your bank that night. Standard, no extra charge.
POS Hardware

Free hardware, your choice.

Every terminal ships pre-configured, setup included. No lease, no purchase — free with approved merchant accounts. Below is the lineup we deploy most often; if you already have a brand you prefer, we likely support it too.

Clover POS station — countertop touchscreen, receipt printer, handheld reader, and cash drawer
Clover
Countertop, handheld, full station, pocket reader
  • Clover Mini — 7" countertop with built-in receipt printer
  • Clover Flex — 5" wireless handheld for pay-at-table and line-busting
  • Clover Station Duo — full cashier station with customer-facing display
  • Clover Go — Bluetooth pocket reader for mobile sellers and food trucks
  • EMV chip, contactless, swipe, Apple Pay & Google Pay on every device
Oracle MICROS Workstation 6 restaurant POS terminal on a curved silver stand
Micros (Oracle)
Enterprise restaurant POS
  • Workstations, handhelds, KDS displays
  • Menu, modifier, and tip-out config supported
  • Multi-location reporting and back-of-house management
  • The legacy choice — we migrate from Micros for free
Union countertop POS register with customer-facing keypad display and cash drawer
Union
Modern cloud POS
  • Countertop and handheld terminals
  • Cloud-native reporting and inventory
  • EMV, contactless, swipe
  • Tabs, splits, and tipping built in
Genius integrated payment terminals — countertop display, handheld reader, and customer-facing screen
Genius (Cayan)
Integrated payment terminal
  • Multi-payment terminal that pairs with most major POS systems
  • EMV, contactless, swipe, signature on screen
  • Strong fit for retail and quick-service merchants
  • Drops into existing infrastructure without a full POS swap
Dejavoo Android handheld payment terminal showing sale, return, void, and auth options
Dejavoo
Countertop + handheld — Z11 and QD4
  • Z11 — compact countertop with dual-comm (IP + dial-up backup)
  • QD4 — Android handheld, popular for pay-at-table and curbside
  • EMV, contactless, swipe across both models
  • Cost-effective option for low- and mid-volume operators
Also supported
PAXVerifoneIngenicoNCR
All hardware free with approved merchant accounts — no leases, no catches.
Acceptance Methods

In person or online.

Whether your customers are standing at the counter or checking out on their phone at midnight — we process it.

Card Present
In-person transactions

Face-to-face payments at the point of sale. Lower interchange rates because the card is physically present, reducing fraud risk.

  • EMV chip insert
  • Contactless / NFC tap
  • Apple Pay & Google Pay
  • Samsung Pay
  • Magnetic swipe (fallback)
  • PIN debit
Card Not Present
Online & remote transactions

E-commerce, phone orders, invoicing, and recurring billing. Secured with tokenization, 3-D Secure, AVS, and CVV verification.

  • Online payment gateway
  • Virtual terminal (phone orders)
  • Recurring & subscription billing
  • Invoice with pay-by-link
  • Mobile payment links
  • ACH / eCheck
Gateway / API Integrations

Plays nice with what you have.

Authorize.net
Industry standard. 400k+ merchants. Advanced fraud detection suite (AFDS), hosted checkout, and ARB recurring billing.
NMI
Flexible API, white-label friendly. Multi-MID support, Level 2/3 processing, and 175+ shopping cart integrations.
Fluid Pay
Modern REST API, developer-first. Real-time webhooks, transparent pricing, and full tokenization suite.
Platform partners
Shopify
WooCommerce
BigCommerce
QuickBooks
Salesforce
FreshBooks
Xero